equity concentration financial planning

The Concentrated Equity Trap

Concentrated equity awards create significant wealth, but holding a large balance in employer shares concentrates your entire financial life in one place.  When a substantial percentage of your net worth is tied to the same company that signs your paycheck, your career income and your investment portfolio share the exact same downside. Most executives and tech professionals realize they need …

Arizona financial planning for incentive stock options and equity compensation

Incentive Stock Options (ISOs): What to Know Before You Exercise

Receiving incentive stock options can be an exciting part of your compensation package. They give you the opportunity to participate in your company’s growth and, when handled strategically, can come with some meaningful tax advantages. But ISOs also come with a few more moving pieces than simply deciding whether you think your company’s stock will go up. When you exercise, …