If you are a consistent planner for the future, then you should have been in an excellent financial position when you touch your 40’s. Most of us, however, are not. It is clear that we have a lot of catching up to do. Remember, financial planning is one of the most important actions at this juncture in your life. If you are …
Making a Valid Will in Arizona
Valid Will in Arizona A will can be the most crucial legal document you can create during your lifetime. Your will elaborates on how your property and money must be distributed after your death. The document also nominates a personal representative who will be entrusted to administer your estate and also names a guardian (if applicable) to care for your …
Talking with your Adult Children about Inheritance
Uninformed heirs often make poor financial decisions with the assets left to them, leading to unnecessary taxes, pointless attorney fees, overspending, family disputes and much, much more. Generational wealth planning can keep your hard earned money in your family where it belongs and keep your parental wishes intact. Recommendations to prepare your children for financial responsibility: 1. Establish a well …
Employee Stock Purchase Plan | ESPP
Employee Stock Purchase Plans (ESPP) are company administered benefit programs that offer employees the opportunity to purchase common stock in their company, typically at a discount. Advantages of an ESPP Discount offers an incentive to save/invest Convenient contributions through payroll deduction No commitment to purchase a specific number of shares The discounted purchase price of stock (if your plan offers) …
What is a Comprehensive Wealth Manager?
A comprehensive wealth manager can handle all of your financial needs no matter what your life stage; they offer expertise in a variety financial specialties: Investment Services Retirement Planning Estate Planning Insurance Tax Planning Integration: Advantage of a Comprehensive Wealth Manager An advantage of working with a truly Comprehensive Wealth Manager is that a single person is able to integrate …
Financial Planning In Your 20’s
If you are in your 20’s, then chances are that you are on the first rung of the corporate ladder or tasting the first sips of your chosen profession. Financial planning may be the last thing on your mind right now. However, if you start planning your finances at this stage of your life, or better yet, hire a financial …