bitcoin and gold financial planning

The CLARITY Act: Growing Pains or Crypto’s “Grown-Up” Era?

What’s the Big Deal with CLARITY? Right now, the biggest headache for the industry is “regulation by enforcement.”  Basically, companies are guessing whether their tokens are “securities” (regulated by the SEC) or “commodities” (regulated by the Commodity Futures Trading Commission, CFTC).  The CLARITY Act aims to draw a hard line in the sand: When will it actually pass? Despite the …