The national deficit and debt service percentage are critical economic indicators that offer insights into a country’s fiscal health. As of January 2026, the challenges and opportunities around the U.S. national debt are particularly relevant, especially as interest rates and inflation data evolve. The data below highlights the dual pressures that the federal budget faces, servicing debt and fulfilling entitlements. …
529 Plans: The big questions answered
For National College Savings Month in September, we discuss several burning issues about these popular college savings vehicles. Assets in 529 college savings plans more than doubled in ten years, topping $370 billion at the end of 2019 according to the Federal Reserve. Interest in 529 plans has grown as students and parents fret over rising tuition costs and increasing …
Debt Should Retire When You Do
While credit cards can be convenient and often come with useful features, it’s important to minimize debt when retirement is near. These days, having a credit card is practically a necessity, even when you are retired. It’s hard to do things like buy airline tickets, rent a car, or place an order online without one. And, while monitoring your credit …
The Smart Way to Save for Retirement and Pay Down Debt
It can be difficult, but not impossible, to save for retirement while paying down your credit card bills and student loans. Even small steps now can make a big difference later. You might think it’s best to pay off debt first. But this will cut you off from the power of compound interest. If at all possible, you should try …




