Purchasing a life insurance policy is an important step toward protecting your loved ones from financial uncertainties. There’s no way to say accurately how much money your family will need to replace the financial support you provide in the event of your death. But it’s smart to think carefully about the future expenses they may require, and ensure the death …
Looking at Annuities? Here’s What to Know as You Consider Your Annuity Choices.
It is said that annuities aren’t bought, they’re sold. That means, not many people go shopping with the intention of buying an annuity. Rather, a financial representative brings different annuity options to the table, to help a client build a plan for their financial future. Annuities have a place in financial planning, especially when there’s a need for a steady …
Long-Term Care Choices
A look at three other Long-Term Care (LTC) coverage options Traditional long-term care insurance has grown costlier—and some of those who buy it may never need the coverage. Are potentially cheaper, flexible options available? Yes. 1 Hybrid life insurance policies with LTC riders. These life insurance policies have LTC coverage options available for a fee that you can use if needed, …