Below you'll find a list of all posts that have been tagged as “insurance”
A Strategic Exit Isn’t Just About the Sale Price — It’s About What You Keep and What Comes Next. Selling a small business is often the culmination of years — or decades — of hard work. It’s a major milestone, both financially and emotionally. But many business owners overlook the most important part of the process: what happens after the …
Understanding the importance of strategic financial planning As you enter your 30’s, you must start thinking about strategic financial planning for long-term success. Whether you’re looking to buy a home, start a family, or save for retirement, a solid financial plan is crucial. From working with a certified financial planner to understanding tax planning and maximizing your savings, there are …
Awareness and preparation can bring peace of mind The need for life insurance may not be a pleasant topic to think about, but life insurance can provide peace of mind for anyone who has it—and for their family members. About 50% percent of American adults have some form of life insurance, according to the 2022 Insurance Barometer Study, and 31% …
COVID has & continues to re-shape the American work landscape in many ways. For some COVID forced early retirement, for others they are choosing to exit the workforce before age 65, either way, your financial challenge remains the same — covering the health care gap until Medicare kicks in. Well, with proper planning and guidance you can potentially reduce that …
It’s not unreasonable to see a client who had both parents live into their 90’s and with the advances in health and nutrition. We believe they should plan for a retirement plan that includes them living to 100 or longer. On this weeks episode of Nestology TV we discuss living to 100.
Purchasing a life insurance policy is an important step toward protecting your loved ones from financial uncertainties. There’s no way to say accurately how much money your family will need to replace the financial support you provide in the event of your death. But it’s smart to think carefully about the future expenses they may require, and ensure the death …
If you’re facing unemployment or concerned about the possibility of upcoming layoffs, there are some small, proactive steps you can take now to help make this difficult time more manageable. Build Your Network. It’s estimated that over 80% of open positions are filled through networking.1 The easiest time to build your network is while you are still employed. Websites like …
As you head into retirement, it makes sense to reevaluate your insurance coverage and make sure it’s sufficient. Now that you’re about to retire, it’s an excellent opportunity to take a fresh look at your life insurance coverage. It might be that you can give up a policy or two, or that you can change your coverage to better match …
Your insurance at mid-life: Gauging if you are underinsured. Life comes with all sorts of curveballs. Sometimes, they’re easily overcome and even end up being positive experiences. But every now and then, something unexpectedly serious can happen. When was the last time you assessed your insurance coverage? It may be time to reevaluate your needs. Follow this simple checklist; it …
A look at three other Long-Term Care (LTC) coverage options Traditional long-term care insurance has grown costlier—and some of those who buy it may never need the coverage. Are potentially cheaper, flexible options available? Yes. 1 Hybrid life insurance policies with LTC riders. These life insurance policies have LTC coverage options available for a fee that you can use if needed, …
