Understanding Market Volatility: What’s Hype vs. What’s Actionable

Open any financial news site during a rocky market day, and you’ll see dramatic headlines:📉 “Markets Plunge!”📈 “Stocks Rally!”😱 “Investors Panic!” It’s enough to make anyone second-guess their portfolio — or their entire financial plan. But here’s the truth: volatility is normal. It’s not always a sign that something’s broken, and most of the time, it’s not a reason to …

Retiring Soon? Here’s How a Financial Advisor Can Help You Retire with Confidence – Even in a Volatile Market

If you’re planning to retire within the next four years, there’s a good chance you’re keeping one eye on the markets — and the other on your timeline. And if recent financial news has you feeling nervous about whether your savings will be enough or how volatile investments might shake up your lifestyle, you’re not alone. But here’s the good …

market volatility Arizona

Volatility for Growth

While volatile markets are nothing new, investor reactions are rarely predictable. Today Michael discusses why staying the course in times of volatility has been shown to be your best course of action. *investing involves risk including loss of principal. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect …

Fear and Greed

Fear and Greed

There is an old saying on Wall Street that the market is driven by just two emotions: fear and greed. Often, investors get caught up in greed when the market is up and just as the market can become overwhelmed with greed, the same can happen with fear (“an unpleasant, often strong emotion, of anticipation or awareness of danger.” My …

financial planning phoenix Arizona

The Risks of Market Timing

Attempting to pinpoint market highs and lows may result in lower returns for investors. “Market timing” is the strategy of trying to predict when stock prices will rise and fall and attempting to buy low and sell high. While this seems to make sense in theory, it’s extremely difficult to pull off successfully. Trying to time the market may mean …