Below you'll find a list of all posts that have been tagged as “retirement planning”
We have spent much of the last year watching the ticker at the pump with a collective sense of dread. Between geopolitical flare-ups in the Middle East and stubborn “sticky” inflation, the cost of energy has felt like a persistent drag on the American pocketbook. However, as we look toward the back half of 2026, the tide appears to be …
The 24-hour news cycle is a powerful machine. It is designed to capture your attention, and nothing captures attention quite like a geopolitical crisis. Currently, the conflict involving Iran and the broader Middle East is dominating every screen. While the headlines are undeniably serious, successful long-term investing requires the resilience of your portfolio. Finding the “Off-Ramp” in the Noise While …
Most people believe that once the ball dropped on New Year’s Eve, their opportunity to impact their 2025 tax bill vanished. While it is true that many big-ticket items require action before December 31, there are several powerful “retroactive” moves you can make right now. At Wealthnest, we view the weeks leading up to the April 15 filing deadline as …
What’s the Big Deal with CLARITY? Right now, the biggest headache for the industry is “regulation by enforcement.” Basically, companies are guessing whether their tokens are “securities” (regulated by the SEC) or “commodities” (regulated by the Commodity Futures Trading Commission, CFTC). The CLARITY Act aims to draw a hard line in the sand: When will it actually pass? Despite the …
The national deficit and debt service percentage are critical economic indicators that offer insights into a country’s fiscal health. As of January 2026, the challenges and opportunities around the U.S. national debt are particularly relevant, especially as interest rates and inflation data evolve. The data below highlights the dual pressures that the federal budget faces, servicing debt and fulfilling entitlements. …
A Health Savings Account (HSA) is a straightforward and powerful tool designed to help you save for medical expenses while also providing some fantastic tax benefits. If you’re new to HSAs, understanding how they work and their advantages can help you make smart financial choices for your health and future. What Is an HSA? An HSA is a special savings …
Roth conversions of pre-tax IRA’s have become a prominent topic in retirement planning, offering significant advantages such as tax-free withdrawals in retirement and no required minimum distributions (RMDs). However, determining whether a Roth conversion is right for you depends on several pivotal criteria. Key Criteria for Roth Conversions Current and Future Tax RatesOne of the most critical factors in deciding …
Most people view retirement planning as a long-term horizon, but what matters most is not the full timeline. It is the first decade. The first 10 years set the financial trajectory for the next 20. If these foundational years are not structured intentionally, retirees may face higher taxes, unnecessary withdrawals, and volatile income patterns that reduce long-term confidence. This phase …
Key Tax Cuts May Be Sunsetting — Here’s How to Plan Before They Do If you’re a high-income earner or business owner, your 2025 tax year may be your last chance to take advantage of several provisions in the Tax Cuts and Jobs Act (TCJA) — unless Congress acts to extend them. Originally passed in 2017, the TCJA brought sweeping …
A Strategic Exit Isn’t Just About the Sale Price — It’s About What You Keep and What Comes Next. Selling a small business is often the culmination of years — or decades — of hard work. It’s a major milestone, both financially and emotionally. But many business owners overlook the most important part of the process: what happens after the …
